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The maths doesn't work on Totodile #55 from Fusion Strike right now. The gap between the $0.21 raw price and the $22.50 PSA 10 price gives a -75% Return on Grading. Hold it raw and watch for the graded price to move.
Among the 94 cards in Fusion Strike with PSA 10 sale data, Totodile ranks 88th for Return on Grading and 88th by PSA 10 price. Of the 10 Common cards with PSA 10 sales, it is 10th for Return on Grading. The median PSA 10 in this set sells for $55.70. 11 of the 94 clear a 100% Return on Grading.